How It Works
PUT TIME ON YOUR SIDE
With more spending power and time to pay, you don’t have to wait to change what’s possible for your home, your family, or your passions.
HOW DOES IT WORK?
Whether you’re looking to create your dream home, need help with an unexpected car repair, or simply want to shop at thousands of businesses across the country, we’re here to help.
Find the right retailer
At Empire Bank , we work with thousands of businesses large and small, helping national chains and local merchants offer credit cards with the budget-friendly financing you need.
Apply for credit
Empire Bank aims to make your credit card application fast and hassle-free.
Explore special offers from our partners
You may also be able to take advantage of promotional financing ranging from 6-60 months, depending on retailer.
So many locations, so many options
And if you have a Empire-Bank HOME™ or Empire-Bank Car Care™ credit card, you can use it at thousands of other retailers across the country.
WHY EMPIRE BANK?
You have choices when it comes to paying for your purchases. Here are a few reasons credit issued by Empire Bank* is a great option.
Subject to credit approval. Minimum monthly payments required.
Cardholders may be required to provide their annual net income if their recent information is not on file. Cardholder income will be used as a factor to determine eligibility for a credit line increase. Not all cardholders may qualify to request a credit line increase during the first 90 days from account opening